Quidco –  Using a cashback site gets you “easy money”. If you were already purchasing something, then you might as well use a cashback site. Quidco has most leading retailers on it too. I earned £150 when buying a large electrical item from one of the big box electrical stores. Just this year, I earned £20 on a £100 annual travel policy plan.

Peer-2-Peer Lending

RateSetter – I have been using RateSetter for 3 years now and I have always had inflation-beating returns. They have also just launched their Innovative Finance ISA (IFISA) too.

Foreign Spending Debit Card

Revolut – I have used this in Europe and the USA. It is a great system for being able to get a contactless Mastercard to use abroad at very good currency rates.